Saturday, May 24, 2008

Introducing New Investment Plan For Gold 99.9%

We introduce you our 2 type of plan for your Investment

PLAN 1
Keeping your gold at selected Ar-Rahnu Institutions

Example :
Setia Goldsmith will give a discount to its clients who keep their golds at selected Ar-Rahnu institutions. In PLAN 1, the minimum purchase is 300g of gold bars.

What does client get in return?
A client will receive a discount equivalent to PLAN 2. On top of that, Setia Goldsmith will pay the safekeeping fees imposed by the Ar-Rahnu institution. The discount is disbursed monthly in 6 months time as illustrated below :

Monthly Calculation Discount (for 300 gm of Gold Bars)

1st Month ............................... RM 300.00
2nd Month .............................. RM 300.00
3rd Month ............................... RM 300.00
4th Month ............................... RM 300.00
5th Month ............................... RM 300.00
5th Month ............................... RM 300.00

Total Discount For 6 Month - RM 1,800.00
At the end of the 6 month period, the client has the option to sell back the gold bar to Setia Goldsmith at the current market price (minus 2% administration fee).

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Plan 2 ::
Setia Goldsmith will give a discount to its client for every 1 gram of gold purchased at the market price. The discount is disbursed monthly in 6 months time.

Monthly Calculation Discount (for 100 gm of Gold Bars)

1st Month ............................... RM 100.00
2nd Month .............................. RM 100.00
3rd Month ............................... RM 100.00
4th Month ............................... RM 100.00
5th Month ............................... RM 100.00
5th Month ............................... RM 100.00

Total Discount For 6 Month - RM 600.00
After six months, the client has the option to sell back the gold bar to Setia Goldsmith at the current market price (minus 2% administration fee) or the client could continue keeping the gold.

Example :
A client purchased 100g of gold bar on 1 Jan 2008 at RM 100.00 per gram. He paid Setia Goldsmith RM 10,000 (Ringgit Malaysia Ten Thousands) for the gold bar. He kept the physical gold on his own.

After 6 months, he decided to sell back the gold bar to Setia Goldsmith. Assuming that the price on that particular date is RM 110.00 per gram, Setia Goldsmith will pay him RM 11,000 minus 2% administration fee. The net amount the client will receive is RM 10,780.00. The actual price he paid for the gold bar is only RM 9,400 (after RM 600.00 discount). At the market price at that particular time, he had enjoyed RM 1,380.00 on the gold appreciation (i.e RM 10,780.00 - RM 9,400.00)

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For More Information
En. Saiful +6013- 6969 169
En. Zahid +6014- 6800 268
En. Omar Mohd Ali +6017- 6485 749

Friday, May 23, 2008

Introducing New Installment Scheme Gold 99.9%

Kepada peminat, pengemar dan pengumpul barangan emas, kami menawarkan Skim Ansuran kepada anda untuk Emas 999 Gold, 916 Gold, 835 Gold, Platinum dan White Gold untuk semua jewelery designs (necklace, bangle, anklet, ring, pendant, earrings and/or bracelet), kami mengalu-alukan untuk memperkenalkan Skim Ansuran Pembayaran selama 6 Bulan.

SKIM ANSURAN

Kami, Setia Goldsmith kini memasuki Perjanjian Jual Beli berkenaan dengan barang dagangan dengan pihak Pelabur berdasarkan terma-terma dan syarat-syarat berikut:-

  • Kami membenarkan pihak Pelabur membuat bayaran Harga beli yang disebut di atas secara ansuran seperti yang berikut:-
  • Harga Beli mesti dibayar sepenuhnya oleh Pelabur sebelum barang dagangan dikutip / diambil.
  • Bagi Pihak Pelabur emas, Harga Beli emas yang dinyatakan dalam invois boleh berubah pada masa bayaran ansuran terakhir berdasarkan pada harga pasaran emas tersebut.
  • Jikalau Pembeli berputus untuk membatalkan pembelian barang dagangan sebelum bayaran ansuran terakhir dibuat, pemulangan wang yang dibayar akan dilakukan pada dasar prorata bergantung kepada harga pasaran pada masa pembatalan belian tertakluk kepada fee pengurusan sebanyak 5% daripada Harga Beli yang dinyatakan dalam invois seperti formula di bawah:

Amaun dipulangkan : [(No. Ansuran dibayar X harga pasaran pada masa pembatalan) ÷ Nombor Ansuran] - (5% x Harga Beli)

  • Hak milikan barang-barangan tersebut akan dipindah milik setelah pembayaran penuh Harga Beli dan pengambilan barangan dagangan oleh Pembeli.
  • Kalau ansuran tidak dibayar dalam masa yang ditetapkan, barangan dagangan akan dibatalkan.
  • 1% wang tunai akan dipulangkan bagi pelanggan yang telah habis membuat bayaran ansuran.

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For customers looking to invest in 999 Gold, 916 Gold, 835 Gold, Platinum and White Gold of various jewelery designs (necklace, bangle, anklet, ring, pendant, earrings and/or bracelet), we are pleased to offer installment scheme payable within 6 installment months.

Please read our Terms and Conditions for details on the installment scheme.

INSTALLMENT SCHEME

Terms and Conditions For Sale and Purchase of Merchandise Under Installment Payment Scheme:

We, Setia Goldsmith hereby enters into a sale and purchase agreement of the above mentioned payment mode with the Investor based on the following terms and conditions:

  • Setia Goldsmith allows the Investor to pay for the merchandise on installment basis as stipulated.
  • For Gold Investor, final price for the purchased merchandise will be determined on the date of final installment being made as merchandise’s price fluctuates.
  • In the event that the Investor decided not to own the merchandise before final installment is made, a refund of monies pad shall be made based on the market value of the merchandise on pro rata basis. Administration fee of 5% of the purchase price will be indicated in the invoice as per formula below:

Refund amount : [(No. of installment paid X market value at time of termination) ÷ Total Installment] - (5% X Purchase Price)

  • The ownership of merchandise will only be transferred upon full payment and collection of merchandise by the Investor.
  • The merchandise will be forfeited when the monthly installment is defaulted.
  • 1% cash rebate from the full installment will be rewarded upon submission of the final payment.
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For More Information
En. Saiful +6013- 6969 169
En. Zahid +6014- 6800 268
En. Omar Mohd Ali +6017- 6485 749